About US

Informed Financial Services (IFS) is a bespoke financial brokerage firm specialising in providing a broad range of comprehensive financial solutions designed and tailored to individuals, professionals, businesses, and property developers.

Whether you’re a first home buyer or a seasoned property developer, we will help you to make an informed decision by finding the most competitive finance solution that matches your individual needs and requirements.

Meet The Team

Jay Buenaventura


With a decade in the finance industry, Jay brings a wealth of experience in all types of lending. In addition to mortgages, Jay specialises in all aspects of commercial finance, large scale development funding, SMSF loans and private funding.

0411 127 664

Mark Perkich


Mark is a self-made National property investor and Business/Finance Coach for over 20 years and in business for over 27 years. In addition to property finance, his expertise include Investment Strategy and Budget Forecasting.

0422 050 863

Ryan Wallace


Ryan is a specialist in equipment finance & unsecured business lending. He has over 15 years experience in all aspects of banking and lending.

0431 680 117

Ben Jowett

Mortgage & Finance Broker

Proficient in all aspects of lending, Ben’s specialties include home & investment lending, development finance, commercial finance, debt consolidation strategies as well as applicants with complex funding requirements.

0449 163 337

John Garcia

Business Development Manager

John will take the time to really understand your business objectives, and how Informed Financial services can integrate seamlessly into your operations. With over 20 years industry experience in the commercial building space, John is the go to man for business to business relationships.

0422 362 858

Arthur Stathopoulos

Finance Broker

Arthur is a small business specialist with extensive commercial experience within the Transport & Logistics industry. His specialties include truck finance, construction equipment and all types of commercial assets.

0417 199 203

Sidd Bahree


An expert with over 8 years experience within the Financial Services & Automotive Industry,  Sidd brings a wealth of knowledge & expertise. He specialises in all facets of Business Lending, Asset/Equipment Finance and is also well experienced in Business Development and Relationship Management.

0404 801 783

Michael Haddad

Finance Broker

After earning his Bachelor’s degree in Finance and Economics at Deakin University, Michael was employed at one of Australia’s largest bank. With almost 15 years lending experience across mortgages and asset finance, Michael is well versed in delivering the best results to his clients and referral partners.

0431 192 535

Chris Steele

Mortgage & Finance Broker

With over 10 years Banking service experience coupled with extensive qualifications in business, leadership and finance, Chris will ensure you receive the highest level of service throughout the loan process.


0428 434 590

Navare Tuai


An expert with over 12 years experience within the Financial Services & Banking Industry. Navare specialises in all facets of Mortgage/ Home loan Lending and Relationship Management.

0434 041 264

Jamie Cabotaje

Customer Service Manager

Jamie has over 5 years experience in the financial industry. She understands what the banks require to have all loans approved faster.




Rhea Pino

Customer Service Manager

Rhea has over 5 years experience in customer relations and working in the financial industry. She always provides genuine service and appropriate solutions on all our client needs.



David Chan

Finance Broker

David has over 15 years experience in the Automotive and Finance industry. He is client focused and great at achieving the most efficient service for both the client and bank.



Carol Ramoso

Client Service Manager

Carol has over 5 years experience in the Finance customer service industry and over 2 years in mortgage servicing. She is responsible for post-settlement concerns.




My partner and I just bought our first home and this would not have been possible without the guidance from Jay and his team. With the current climate being so uncertain, Jay was there for us at all times. The patience, understanding, transparency, communication and service provided to us throughout our journey was one of a kind! What is usually a stressful process, Jay made the process so seamless for us and we were never left feeling doubtful. He was understanding of our personal circumstances and the circumstances facing us during this pandemic and never left a question unanswered, he was always clear of what we could achieve despite everything that was going on. We seriously cant thank Jay and his team enough for everything they have done for us and for making our dream come true! Thank you so much guys!


Konnie & Louis M, Thomastown


We engaged their services recently based on a friend’s positive experience with the company. I found Jay to be very much client focused and found us the best deal and organised our finances in an efficient and timely manner. We appreciate your professionalism and friendly attitude!


Cecilia P, Williams Landing

I highly recommend Ben , extremely helpful, fully knowledgeable of all matters vehicle finance related and exudes a professional manner. He has a comforting demeanor and is always so helpful and polite. I would not hesitate in using Ben again for future finance commitments. Excellent service and follow up.


John Bankston, Surry Hills

Ben went above and beyond in helping us secure our vehicle finance and demonstrated professionalism throughout the whole process. Ben was extremely helpful and understanding. Couldn’t recommend Ben enough.


T. Morrison, Albert Park

I just loved how Michael consistently updated me through every step as our finance was getting sorted. It just felt so simple to me. This is exactly what I want in a broker! Anything guidance I need, I know I’ll be coming back to him.


Liquid Steel Flooring, Tullamarine

We recently refinanced with Jay. Having gone through this painful process in the past I wasn’t too keen to do it again. Jay allayed our fears and ensured we went through a pretty painless process. I found Jay to be a super professional and genuine person to deal with. Would absolutely recommend anyone looking to borrow for a house or refinance to consider speaking to Jay. Also got a great interest rate which has saved us heaps of $$$


Daniel N, Williams Landing

Can’t recommend Jay highly enough.. he got our home & investment loans through in record time & made the whole process really easy. Excellent knowledge & turnaround times. Jay was always responsive & happy to help.


Ryan & Gemma W, Williamstown

I was unsure at the start because there are a lot of shady people in this sort of business. Jay earned my trust in a short period of time. He was always in contact with us and went out of his way to help us with the refinance and additional investments. I have recommended Jay to friends and colleagues as a trustworthy and professional advisor.


Kersten V, Wallan

Jay and his team were the only ones who actually tried to help us and did even the impossible to get our home loan application approved. He was very patient and supportive during the whole process. I would highly recommend him to everyone.


Galina & Vlad, Ripponlea

Nothing was ever a problem for him. Made the whole experience of buying a house less stressful.


Todd & Emily, Wallan

Jay understands the situation and puts himself in the customer’s shoes. He also works outside of the normal work hours, answering my questions sometimes on weekends and late nights.


Louie L, Sassafras

Understood my needs and recommended the right product. Thank you for a pleasant and effortless experience in my refinancing. I will definitely refer Informed Financial Services to my friends and colleagues.


Timothy E, Reservoir

Michael gave me so much knowledge with many lenders before guiding me to the right one and deciding on the best choice and why. Always happy to have this in a broker


Molly G, Essendon

Jay was able to help us with the finance of some investment properties. He is trustworthy and always willing to help, even after hours. I have recommended him to my daughter who also organised her finance through Jay and other friends of our family.


Kersten V, Wallan

Jay has been amazing to work with. I have been through a few refinances before in my life and it is like pulling teeth out. Jay made a very comprehensive and extensive process look very easy. Jay definitely went above and beyond my expectations of a broker/ banker. Would recommend to anyone looking to get a home loan.


Maria G, Williams Landing

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